Getting your finances on track used to be stressful and difficult. With today’s technological advances, though, it couldn’t be easier to stay financially fit! Check out these five resources that will can help set you on the road to a brighter financial future.
Mint is an all-in-one budgeting and expense-tracking tool that makes staying on top of your finances a whole lot easier. The app pulls in your banking information to analyze your spending and can even let you know when you’ve gone over your limit for a certain category. You can also set up alerts so you never miss a payment or overdraw your account again.
YNAB stands for You Need a Budget. This helpful software allows you to manage your finances and create a budget by analyzing your spending habits. As you do these tasks, it offers tutorials on how to approach financial hardships and helps break you of bad financial habits. YNAB is one part education, one part budgeting tool: the perfect balance for those who want to become independent and money-savvy.
SkyCap University by SkyCap Financial
Everyone could use some extra help when it comes to managing money. Whether you just opened your first bank account or you consider yourself a pro, there is always more to learn! SkyCap University, which was created by Canadian personal loan provider, SkyCap Financial, teaches students about financial topics like budgeting, using credit wisely, saving for retirement, and managing debt. SkyCap University is offered to clients of SkyCap Financial free and the courses can be completed on your own schedule, whenever and wherever you want!
If the idea of money management makes you want to hide under the bed, Albert is the tool for you. This app looks at all of your spending habits, income, and expenses and creates a personalized budget based on your lifestyle. It even factors in putting some cash aside for savings, giving you one less thing to remember. You won’t learn much about managing your finances, but you will save time and stress worrying about money.
Do you constantly pay late fees because you forget when your bills are due? Prism ensures that won’t be a problem in your future. This app lets you view all of your accounts and bills in one place. You can then pay your bills directly from the app or schedule a payment for later. Prism sends you alerts when you have a bill coming due and confirms when bills have been paid. It’s a lot easier than sifting through that pile of mail on your kitchen counter every month!
Technology has streamlined so many parts of our lives, including money management. These five tools will help you create a budget, pay your bills, and learn how to stay financially fit in your future. Getting your finances on track doesn’t have to be a hassle anymore!