Internet frauds exist about the same time as the World Wide Web itself. From year to year, attackers come up with more and more new tricks and techniques aimed at deceiving their potential victims. Although there are many efficient antivirus solutions, like virus protection Eset, each user also has to keep personal digital hygiene. Therefore, on the one hand, no program will completely protect the user, and on the other, he or she is largely responsible for their own security.
1#) Avoid Public Wi-Fi Networks
It is clear that mobile operator gigabytes can run out, and there are no cheap unlimited ones. But it is better to try not to use public Wi-Fi networks at all. If you still have to – it is advisable to do this through VPN services (connection through an intermediate point in a reliable application), the bonus function of which is the encryption of all traffic. Network security experts have repeatedly done such a trick (yes, we saw it with our own eyes) as a random onlooker connected to public Wi-Fi, intercept and steal a social media profile. Mobile internet today is fast and cheap enough to be sufficient for most tasks. And VPN, no matter how scary this word sounds for inexperienced users, is not difficult to connect and configure.
By the way, some employers give employees access to a corporate VPN, while others even require that all work issues be resolved exclusively through this secure channel.
2#) Unique Passwords for Every Account
Golden rule – you must have a different password on each site. Even if it differs by one letter or number, this will already significantly reduce the possibility of hacking. If you have the same password everywhere, you should find out the attacker – they have “keys” to every account. You will not even be able, for example, to restore the password to Facebook without mail if the mail was also hacked.
Many recommend using password managers, but in our opinion, they should also be treated with fear. At least to those installed externally and not part of the system, like “Keychain” in iOS/macOS.
The most logical and easy way to come up with different passwords every time and not forget them is to come up with not the passwords themselves, but the logic of how to create them. Let your passwords somehow depend on the name or address of the site. Only you know this dependence. Even if the attacker somehow recognizes one of your passwords, not knowing the principle by which you change passwords for different sites, they will not be able to access other services, and you, even forgetting passwords, easily remember them.
3#) Turn on Find Me Features
Today, in iOS and Android (as well as Windows and macOS), you can enable remote search for any device. Using another smartphone/computer, you can see where the lost device is, send some kind of signal or message to it, and remotely block and even reset all information. These features are customizable in two minutes, absolutely free to use, but can save you a bunch of nerves. Turn them on now – when this feature is really needed, it will be too late.
4#) Beware of Fake Sites
Today, all sites that require login by name and password, and especially those in which you can sell or buy something online, must be equipped with an SSL certificate. That is, their full address no longer begins with “http://,” but with “https://.” Modern browsers monitor the authenticity and validity of certificates: if there is an icon in the form of a closed padlock to the left of the site address, then everything is okay. Otherwise, the browser will warn you that the site certificate is not valid.
In any case, never leave any payment data on sites whose address begins with http://or whose certificate expired. Also, remember that fraudsters can fake the appearance of other sites, but forging a certificate is much more difficult.
5#) Don’t Give Anyone Any Secret Data
And the banalest, but equally important thing. Never tell anyone your passwords, keywords, and any credit card information except its number. No administration of any services will require this data. The password can always be reset, modern sites do not store it in open form, only in unencrypted (and it cannot be decrypted), and the card is your personal money.
In general, it is also better to keep the card number secret, and for payments, it makes sense to start a wallet-intermediary PayPal. Many stores already support payment using these payment services. And, by the way! You do not even need to have money on the balance of these wallets – it is enough to link your card to them (special paranoids can start a separate empty card, which you can replenish as you need to pay for something). You will be able to use the money in the account of the linked card, but do not report its data to the first passerby on the Internet.